Aircraft hull insurance →
Hull review concerns physical damage to the insured aircraft. Start with the valuation basis, aircraft schedule, approved uses and loss settlement provisions.
Aviation insurance & risk
Insurance coverages
Different policies protect different interests. Use these guides to separate aircraft damage, liability, customer aircraft and the wider business program.
13 guides
Aircraft liability insurance →
Aircraft liability review starts with who is insured, the insured aircraft and accepted operations. Limits must be read alongside passenger provisions, exclusions and defense wording.
Passenger liability and aviation limit structure →
Read passenger protection within the aircraft liability wording. A large overall limit can still contain a narrower limit affecting particular passenger claims.
Hangarkeepers liability insurance →
Hangarkeepers addresses a business’s liability involving customer aircraft in its care, custody or control, subject to the form. It should be reviewed against aircraft movements and peak accumulation.
Airport premises liability →
Airport premises review considers the activities and conditions controlled by the insured. Tenant operations, public areas and airside activities should be mapped separately.
Aviation products and completed operations liability →
Aviation products review follows a supplied component or completed service after delivery. The policy’s product and operation descriptions matter as much as its limit.
Non-owned aircraft liability insurance →
Identify the insured business or person, the aircraft use and who operates the flight. Non-owned liability does not automatically insure damage to the borrowed or rented aircraft.
Aviation professional liability →
Professional liability review focuses on the service and alleged error. Define the actual advisory, arranging, management or technical work before deciding how a policy might apply.
Workers compensation for aviation businesses →
Describe aviation employment by the work actually performed and the jurisdictions involved. Ground staff, mechanics, crew and administrative employees may present different classification and coverage questions.
Hangar and aviation facility property insurance →
A hangar property review begins with the building, occupancy, equipment and loss valuation. Aircraft stored inside require a separate analysis of ownership and coverage interests.
Cyber risk for aviation businesses →
Review the technology dependencies that interrupt bookings, dispatch, maintenance administration or payment. An aviation liability policy should not be assumed to insure a cyber event.
Aviation pollution exposures →
Fuel storage, dispensing, maintenance chemicals and waste handling deserve a separate pollution review. Neither premises liability nor products liability should be presumed to cover all cleanup costs.
Aviation war and political risk review →
International operations can raise exclusions and territorial restrictions beyond ordinary hull and liability review. Describe routes, destinations and ownership interests before evaluating potential placement.
A focused conversation
Start with the operation.
Then examine the insurance.
Bring your aircraft or service profile, current policies and key contracts. Identify what needs a closer review.