Preparing an aviation underwriting submission →
A useful submission explains the business, aircraft interests, services, people and contracts. Organize evidence around the operation rather than sending an undifferentiated collection of applications.
Aviation insurance & risk
Risk and contracts
Use operational evidence and contract language to frame the insurance review. These guides connect submissions, agreements and loss preparation.
13 guides
Pilot qualifications and insurance requirements →
Regulatory pilot privileges and an insurer’s pilot provisions answer different questions. Confirm the requirements for the aircraft, mission and pilot actually being used.
Aircraft valuation and insured interests →
Insurance values should reflect the settlement basis and the aircraft’s actual configuration. A purchase price, loan balance and replacement expectation can be different figures.
Airport lease insurance requirements →
Translate the lease into a coverage review rather than treating its insurance clause as a checklist for a certificate. Indemnities and insurance obligations may have different scope.
Part 135 insurance renewal review →
Begin renewal with a change log covering fleet, pilots, use, contracts and territory. The prior-year application should be a comparison document, not the default answer.
Aircraft management contract risk →
Allocate responsibilities for operational control, insurance, maintenance and deductibles explicitly. Then test whether the policies support that allocation.
MRO contracts and workmanship allegations →
Read customer contracts for custody, warranty, liability allocation and consequential-loss provisions. Compare each obligation with the policy instead of assuming workmanship claims are all alike.
Reviewing hangarkeepers limits →
Evaluate maximum values per aircraft and the combined value that could be damaged in one event. Average occupancy can understate a peak accumulation.
Fueling controls and insurance review →
Fueling procedures support an underwriting narrative when they are documented and followed. They do not replace coverage for the actual storage, distribution and dispensing operation.
Ground damage and foreign object debris →
Ground damage review connects aircraft movements, vehicles, equipment and debris controls. The party responsible for an incident may differ from the party that owns the aircraft or premises.
Weather, hail and hangar accumulation →
Review aircraft and building exposures together when severe weather threatens. Hangar storage can reduce some hazards while concentrating values exposed to a common event.
Aircraft insurance renewal checklist →
Use renewal to reconcile the aircraft, people, operations and contracts with the complete insurance program. Record changed facts and unresolved wording questions before accepting terms.
Preparing for an aviation insurance claim →
Establish reporting contacts and evidence responsibilities before an incident. Policy notice obligations and regulatory reporting should be reviewed as separate requirements.
A focused conversation
Start with the operation.
Then examine the insurance.
Bring your aircraft or service profile, current policies and key contracts. Identify what needs a closer review.