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Aviation insurance & risk

Ground damage and foreign object debris

Ground damage review connects aircraft movements, vehicles, equipment and debris controls. The party responsible for an incident may differ from the party that owns the aircraft or premises.

Ground crew and baggage carts on an airport apron
Photo: Brandon Griggs / Unsplash. Illustrative aviation photography.

HYPOTHETICAL EXAMPLE

An operational scenario

A loose object near a work area damages an aircraft during a ground movement. The investigation involves the maintenance contractor, handler and airport rather than a single aircraft operator.

Illustrative example only; this is not a Montridge client or reported claim.

The insurance distinction

FOD guidance concerns prevention and airport management. It does not determine liability or guarantee insurance response. Aircraft custody, completed work and premises activity can point to different policy sections.

What to examine

Map towing routes, construction interfaces, equipment storage and debris inspections. Record who controls each area and how hazards are reported. FAA AC 150/5210-24A provides an airport FOD-management reference; the applicable requirements depend on context.

Evidence to gather

  • Airside movement and towing procedures
  • FOD inspection and reporting records
  • Construction and handling agreements
  • Relevant liability and hangarkeepers wording

Questions for your review

  • Who controls the area before and during the movement?
  • Are borrowed vehicles and contractor activities described?
  • What evidence supports the incident timeline?

References and review status

References support the indicated background topic. Review questions are educational analysis; no specific policy specimen has been supplied. Source checks: November 12, 2026.

A focused conversation

Start with the operation.
Then examine the insurance.

Bring your aircraft or service profile, current policies and key contracts. Identify what needs a closer review.

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