FBO insurance →
Review the services performed, aircraft in custody and airport lease together. A fixed base operator can have several different liability exposures during the same aircraft visit.
Aviation insurance & risk
Aviation operations
Find guidance for the work your business actually performs. Begin with the operating model, then review the aircraft, contracts and coverage interests.
17 guides
Airport operator insurance →
Separate the airport’s own activities from the operations of tenants, concessionaires and service providers. A tenant certificate does not eliminate the airport’s premises or contractual exposure.
Part 135 charter operator insurance →
Match the insured aircraft, operating entity, pilots and declared charter use to the actual operation. Regulatory authorization and insurance acceptance are separate reviews.
Aircraft management company insurance →
Aircraft management creates overlapping interests among the owner, manager, operating entity and service providers. Establish who is responsible for each activity before allocating insurance.
Aircraft lessors and lease insurance →
A lease allocates responsibilities between parties, but insurance must separately recognize the relevant interests. Review the ownership, permitted use and loss-payment arrangement together.
Corporate flight department insurance →
Connect the aircraft insurance program to the enterprise’s ownership, employment and travel arrangements. A corporate umbrella should not be assumed to absorb an aviation exposure.
Aircraft maintenance and MRO insurance →
Review customer aircraft in custody separately from liability arising after work is completed. A maintenance business can face both exposures from one job.
Avionics shop insurance →
Avionics work combines installed products, professional allegations, customer aircraft and valuable equipment. Describe the work in enough detail to distinguish installation from design and advice.
Aircraft charter broker insurance →
A charter broker arranges transportation, while the carrier operates the aircraft. Contracts, representations and actual business conduct determine the exposures that need review.
Flight school insurance →
Map instruction, solo use, rental and instructor arrangements separately. The school’s aircraft insurance does not necessarily protect each student or instructor to the same extent.
Aircraft rental business insurance →
Aircraft rental programs need a clear agreement about permitted pilots, approved use, damage responsibility and insurance. The lessor’s policy and renter’s policy must be read separately.
Helicopter and rotorcraft insurance →
Rotorcraft underwriting starts with the mission. Passenger transport, surveying, external loads and other aerial work should be described individually rather than grouped as general helicopter operations.
Aerial survey and photography insurance →
Describe the aviation mission and the professional deliverable separately. Aircraft insurance and liability for inaccurate data or imagery address different potential allegations.
Ground handling company insurance →
Towing, marshaling, baggage handling and servicing can expose a business to aircraft values far above the value of its own equipment. Document custody and service boundaries.
Aircraft fueling service insurance →
Fuel quality, delivery, storage and dispensing each create a different loss pathway. Review aircraft damage, third-party claims and environmental cleanup separately.
Aviation parts manufacturer insurance →
Follow the product from design and manufacture through distribution and installation. Aviation product exposure can continue after a part leaves the facility.
Commercial drone business insurance →
Separate operating authority, aircraft damage and liability arising from the mission. Insurance for a drone does not by itself address the accuracy of a professional service.
A focused conversation
Start with the operation.
Then examine the insurance.
Bring your aircraft or service profile, current policies and key contracts. Identify what needs a closer review.